Oregon
Term Broker
Oregon's Life Insurance Experts

Call 503-828-1970

For a free consultation and risk assesment

Serving all of Oregon with free life insurance quotes and personalized assistance. Oregon Term Broker is owned by Portland Benefits Group
(Toll free) 1-888-244-2805
dtaxer@portlandbenefitsgroup.com

Oregon Critical Illness Insurance 

Oregon Critical Illness Insurance - Coverage For Your Critical Care

Critical Illness Insurance sends a check directly to you upon diagnosis of a Critical Illness.

 

Get A Free Quote Just Fill In The Form Below To Get An Instant Rate Comparison From Over 60 Top Providers


Get Instant Rate Quotes Right Now 
State: 
Birthdate: 
Gender:  Male     Female 
Smoker/Tobacco:  Yes    No 
Health Class: 
 Type of Insurance:   
Face Amount: 

 

Or call 503-828-1970 to speak to Critical Illness Insurance Expert David Taxer

Critical Illnesses Effect On American's Finances:

  • Over 60% of personal bankruptcies are caused by illness or medical debts
  • Well over 2.5 million Americans are estimated to have medical caused bankruptcies each year
  • 75.7% of debtors that had medical bankruptcies also had health insurance at the time of filing
  • $13,460 was the average out-of-pocket medical expenses covering co-pays, deductibles, and uncovered health services for bankruptcy filers

     data taken from a 2007 Harvard University study on Medical Bankruptcies

Oregon Critical Illness Insurance

 

Protect Your Recovery

Would you be financially prepared if you were struck by a critical illness? Health Insurance alone does not cover lost income and still leaves you open to both your deductible and the services they don't cover. Critical illnesses like cancer, heart attack, stroke, paralysis, kidney failure, Alzheimer's disease and others are devastating; emotionally, financially, and physically. That's why Critical Illness coverage is one of the most important insurances you have.

Medical Studies have proven that people who are under less stress recover faster from a critical illness. When you need to be healing, worrying about growing medical bills and lost income will only slow you down. Even with health insurance, most policies today have high deductibles and out of pocket limits, and it's also hard to to predict some of the costs you may face when battling a critical illness 

Critical Illness Insurance: Created By Doctors

Critical Illness Insurance was invented by one of the doctors who participated in the world's first heart transplant in South Africa in 1983, Dr. Marius Barnard. He observed that his patients were recovering from critical illnesses that used to be fatal but were often left financially devastasted. He urged insurers to begin offering coverage that would repair people's finances after a devastating critical illness. On Aug 6, 1983, Critical Illness Insurance was born. Since then, Critical Illness Insurance has become a norm around the western world and has been available in the United States for some time.

Fight Back Against a Personal Medical Financial Crisis

Lost Income and bills should be the least of your problems when you're suffering the aftermath of a critical illness. Your only priority should be your speedy and full recovery. The unfortunate truth however is that the monthly bills must still be paid, even if you're unable to work.

We work with all of the top insurers offering critical illness insurance and will help you select coverage that covers the broadest spectrum of illnesses for the most reasonable cost amongst similar selections. As a broker, we work with al lthe standard health insurers offering these products as well as more robust options such as Assurity Life, Mutual of Omaha, Lincoln Financial, and many others to products.

Cash Benefits from $10,000 to $250,000 are available as lump sum benefit with most policies. The best policies will cover most or all of these illnesses. The money is yours to keep if you fully recover. All that matters is that you were diagnosed with a critical illness.

  1. Non Invasive Cancer
  2. Invasive Cnacer
  3. Heart Attack
  4. Heart Transplant
  5. Aortic Surgery
  6. Heart Valve Replacement/Repair Surgery
  7. Stroke
  8. Coronary Bypass Surgery
  9. Angioplasty
  10. Advanced Alzheimer's disease
  11. Accidental Loss of Speech
  12. Benign Brain Tumor
  13. Coma
  14. Blindness
  15. Deafness
  16. End-Stage Renal (Kidney) Failure
  17. Loss of Limbs
  18. Major Burns
  19. Paralysis
  20. Motor Neuron Disease
  21. Occupational HIV Infection

 Get A Critical Illness Insurance Quote

 Oregon Term Broker Home